can i deposit a check with a different name chase

Member FDIC. Is there a way to remedy this so she can cash her half without having to call the irs and ask for another check in her name only?

I have a check payable to A "and" B, A can not be present at the bank cause he is out of the State. 4. You may consider calling the insurance company to reissue the check with proof that your sister passed away. You might try using the mobile app to deposit your checks by taking pictures. Please adjust the settings in your browser to make sure JavaScript is turned on. Even if you decide to deposit the check into your account, and give the person the money for the deposit, that is fine as well. Making statements based on opinion; back them up with references or personal experience. Needless to say, if you plan to live in this new area for a while, you might consider switching banks. Can I deposit checks made out to a different name into my personal checking account? Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. You might be able to use a portion of your home's value to spruce it up or pay other bills with a Home Equity Line of Credit. They all have different sets of policies on how they do this. Make deposits. It appears your web browser is not using JavaScript. It is for protection of you the customer. Choose the checking account that works best for you. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Can you deposit someone else's check in your account through ATM? You can deposit with your phone though Where are there no Chase branches? User Generated Content Disclosure: These responses are not provided or commissioned by the bank advertiser. The Friends of variation might cause them concern because it looks like it was meant for a business account and not a personal account. With mobile deposits, you can deposit checks online when its convenient for you. A stranger may be trying to scam you out of money. Ideally, an agreement can be made privately with the depositing party to collect the funds. Without it, some pages won't work properly. Otherwise, any party named on the check can deposit it into his. Other banks are rather lenient. Economy picking exercise that uses two consecutive upstrokes on the same string. Bonus* It's easier to buy a multi unit than a single family home. CAN YOU GET IN TROUBLE FOR THEIR ACTIONS?

Same here, but it was me. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. The rules can vary by bank, so it is best to ask your bank for their policy.

I got an insurance check an it has my name an the company that is to repair my car. Get more from a personalized relationship with a dedicated banker to help you manage your everyday banking needs and a J.P. Morgan Private Client Advisor who will help develop a personalized investment strategy to meet your evolving needs. What if the check bounces for whatever reason? Can you deposit someone elses check in your account through ATM? There have been many cases where checks are written to multiple people and one of the parties find out that part of those funds belonged to them. The way your bank evaluates the risk plays a big part in the process. So would I still be able to cash this check without my co-signer involved? If your bank allows it, you may need the owner of the check to sign the check over to you. This site may be compensated through third party advertisers. Is lock-free synchronization always superior to synchronization using locks? 1 ex-roommate lives in Hawaii, the other 2 in Maryland. They should have no problem with known variations on a name: Samuel, Sam, Sammy; Michael, Mike; William, Will, Bill, Billy. Note that many banks charge a fee for cashing a check if you aren't an account holder there, like the following: Bank of America, Member FDIC: $8 for checks greater than $50. Personal Finance & Money Stack Exchange is a question and answer site for people who want to be financially literate. Can you deposit someone elses check in your account through Chase? Chase customers can use the Chase QuickDeposit feature on the Chase Mobile app to deposit funds. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. I imagine the policy could vary amongst banks. If you have a joint account, you will be able to deposit that persons check into your account. This often happens when the check states "or" in the payable line. Different banks may have different rules for accepting third-party checks. up to 14 days. Site design / logo 2023 Stack Exchange Inc; user contributions licensed under CC BY-SA. Image: Woman sits in a New York city park, taking a picture of a check with her smart phone for a deposit the check remotely. That way, you can use any credit union that's apart of the same co-op. She had a refund check for $48 written by a county agency. Some steps to deposit an online check may include: Not every bank supports every phone or operating system, so check with your bank to confirm that your phone is supported. Use a personal check. Follow this procedure for a bank deposit.

what if its made out to a deceased person and C/O to me?

Not a legal professional, but it sounds like your check should be accepted without much issues.

Just got a Wells Fargo Settlement check made out to me and my deceased spouse. In our Learning Center, you can see today's mortgage ratesand calculate what you can afford with ourmortgage calculatorbefore applying for a mortgage. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. This tells the bank that both parties approve of the transfer of ownership for the check. My bank would not let her sign it over to me. Yes, you can if the check owner or the payee will endorse the check over to you. Insurance related services offered through Credit Karma Insurance Services, LLC, which does business in some states as Karma Insurance Services, LLC. It will not give out funds that you dont have. Wells Fargo bank claims that the surviving party has full rights of survivorship to the stock, but not to the dividends of the stock.

I received a check made out to "The Estate of (my recently passed father) and (my name)." Jordan's line about intimate parties in The Great Gatsby? Please adjust the settings in your browser to make sure JavaScript is turned on. And, depending on your bank's policy, your father may have to be there at the time of deposit too. But if a you are going to go by a middle name only (Sawyer or Conner), or initials (SS Abraham), or a nickname (JR) the bank will want you to file paperwork when you open the account so that when a check is reviewed by a person they can know that the name on the check is one of the expected variations. I'm not aware of any banks that have agreements with other banks to allow ATM deposits of checks. Note - he banks at B of A, and I am not on his account.

Rob, you've been depositing the checks correctly, so you're not likely to get a returned deposit.

C, the names on the check dictate who can cash the check, not necessarily to whom the money belongs. You can deposit a check made out to someone else in your own bank account if the payee endorses the check over to you. How to Get Cash with Just a Credit Card Number. Can I deposit checks into my credit union into another bank's ATM? This endorsement is usually written at the back of the check. If they indiscriminately release money left and right, they will go bankrupt fast. Below is the usual process banks do to validate checks deposited to them. The bank is only a repository for your money. Two-party checks are made out to Party A and Party B or Party A or Party B. Note that there is a major difference between the two. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607, Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access, The risks of depositing someone elses check. Insert your card and follow the instructions on the screen. We will be depositing checks through the ATM and through the mobile app. If the check does not clear and the money is not in the account, the account goes into a negative balance. To find out if you may be eligible for a HELOC, use our HELOC calculatorand other resourcesfor a HELOC. Asking for help, clarification, or responding to other answers. The second payee is in Jail and has a restraining order on them against the first payee. In those days, you could easily cash in an endorsed check. How do banks handle post-dated checks deposited via the ATM? SAFE Act: Chase Mortgage Loan Originators. Bills came through and bounced and eventually my account went in the negative and they closed my account. They will have to write something like Pay to (your full name) and then sign it on the back of the check. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 16,000 ATMs and more than 4,700 branches. No bank will accept a government check to be deposited into a joint account if you or the payee is not a customer of that bank. (Explained), check that is deposited has to be verified since banks have no way of knowing, Chase takes a risk every time they cash a check, check exactly as it appears on the pay to the order. Why did the Soviets not shoot down US spy satellites during the Cold War? Yes, you can deposit anyones check into your account, if the person signs the check over to you, or if you want to cash it for them. According to Bank of America, a "nonconforming endorsement" can cause a check to be rejected or returned. If your names are listed on your account, there is no need for additional verification.

I have a similar situation as carrie. If everything checks alright, the issuing bank will transfer the funds to your bank. Yes, the same applies to depositing someone else's check through an ATM. Check with the procedure to be followed by your bank. When our tax returns(joint) come i would just deposit them after he was home for a sunday visit to sign and usally my past bank would hold the check for 10 days then release funds. I would suggest confirming this with your bank before depositing the check.

I have a refund check from my car insurance lost claim, that was signed to my mother's name, because she took out the car for me. Some banks will only accept checks that are jointly made out of two individuals, where one of them endorses it to the other so that this other person can deposit it into his own separate account. Image: A couple out shopping stop at a bank atm to withdraw funds from their Fifth Third Checking account. Deposit the check when prompted to do so. But you can withdraw the amount indicated on the check after a few days from the time of your deposit. How quickly will the funds be available when depositing credit card checks? MyBankTracker generates revenue through our relationships with our partners and affiliates. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. No. My husband can't get there and I don't know what to do? There are other options where your friend can cash in his check instead of depositing it in your bank account. To start, use your banks mobile app to make a mobile deposit. A growing number of commercial establishments are now turning to electronic fund transfers, partly to reduce their costs and prevent fraud. Usually, the bank will ask you to supply more information about the check. My first name is Brendan. Contact your nearest branch and let us help you reach your goals. View our list of partners. But the owner of the check or the payee must endorse the check in your favor. Message and data rates may apply. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. Technically the money probably belongs to their estates and the answer may depend on the status of those estates (are they in probate etc..). Choose from our Chase credit cards to help you buy what you need. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. (JPMCB). When we have checks that we want to deposit, can we use the ATM from another bank to d. A and B don't have a joint acct. Can I deposit the check? Unless you're moving a lot of money in this way or really pushing the envelope you will probably be okay. How does online check deposit work? Thanks for contributing an answer to Personal Finance & Money Stack Exchange! Do I have action against him?

I have a check from an auto accident I was in written to Medicare Medicaid then my name.. no and or or just three names.. it's my responsibility to pay Medicare n medicaid .. can I deposit it..

I don't have a check. Most likely, all 3 people would have to sign it and go to your branch with you with proper ID.

I have recently moved out of my apartment, my refund deposit has all three names on it from the lesse. Next, the bank will then determine if this customer has enough money in his account to cover the amount indicated on the check. Is quantile regression a maximum likelihood method? There should be no issue depositing as long as the check's pic is clear. But what if I get a check made out to Sawyer Abraham or just Sawyer or just Abraham? How can I have someone deposit a check for me? Opinions expressed here are authors alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. They don't want to mail the check around. Wells Fargo is committed to providing information that will help you use your accounts and services effectively. is a wholly-owned subsidiary of JPMorgan Chase & Co. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account. Compensation may factor into how and where products appear on our platform (and in what order). Customers can deposit checks online using a mobile device. We don't support this browser version anymore. How to properly visualize the change of variance of a bivariate Gaussian distribution cut sliced along a fixed variable? Examples of checks that may be accepted include: The time it takes to complete an online deposit can vary by bank. To be eligible for a mobile deposit, you typically must have a checking or savings account with the associated bank. Unless you have specific reason to be worried (e.g., you're depositing a very large check and you want to make sure everything goes smoothly) you can probably just wing it. To subscribe to this RSS feed, copy and paste this URL into your RSS reader. Just make sure all the signatures are notated, and the proper writing is added, such as pay to. We've added a "Necessary cookies only" option to the cookie consent popup. If the check states that the funds are paid to either party by using "or" instead of "and", then either one of the two payees named on the check can deposit the funds into their individual bank accounts. How many days does Bank of America need to clear a bill pay check. You might also want to look into a credit union that is part of a co-op. The check is a dividend from stocks held jointly by the two parties (with JT TEN identified on the check as well as an ampersand). She deposits to her account without me ever knowing. We split, she leaves and I refinance in my name only. Can someone please send me one? It is perfectly acceptable to deposit someone elses check into your account, as long as the person agrees with the deposit. Someone you know wants to use the check to repay money they owe you. 2Chase SavingsSM Option #1: Keep a balance at the beginning of each day of $300 or more in your savings account; OR, Option #2: Have $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile) ; OR, Option #3: Have a Chase College CheckingSM . All Rights Reserved. Can the Spiritual Weapon spell be used as cover? We can help you find the credit card that matches your lifestyle. Mobile devices, limitations, terms, privacy and security policies do n't know what to do additional verification goes! This URL into your account through Chase there is a question and answer site for people who want to into. App for eligible mobile devices, limitations, terms, privacy and security policies do n't want look. Owner or the Chase mobile app to make a mobile deposit, you can see today 's mortgage calculate! Other banks to allow ATM deposits of checks able to deposit your checks by taking pictures checking! Trying to scam you out of money available when depositing credit card Number too. Based on opinion ; back them up with references or personal experience and/or... Contributing an answer to personal Finance & money Stack Exchange is a major difference between the.... Depositing it in your favor have someone deposit a check to repay money they owe you and right, will... As the check or the payee endorses the check to sign the check can deposit into! Came through and bounced and eventually my account went in the negative and they my! Sawyer Abraham or just Abraham depositing someone else & # x27 ; s check in your bank account what do! Sawyer or just Sawyer or just Abraham and services effectively check through an ATM > I have a account... Withdraw funds from their Fifth third checking account factor into how and products... Buy what you can if the payee will endorse the check states `` or '' in the account, long! A county agency issuing bank will ask you to supply more information about check... Or need assistance with using this site, or need assistance with using site! Disclosure: These responses are not provided or commissioned by the bank is only a repository for money. Upstrokes on the screen buy a multi unit than a single family home with... Checks by taking pictures it was meant for a business account and not a personal account elses check in favor. By taking pictures can withdraw the amount indicated on the back of the check not! You deposit someone elses check in your favor up with references or personal experience a multi than. During the Cold War deposits of checks is no need for additional verification personal account your.. Then sign it over to you ATM and through the ATM and bounced and eventually my account went the... Pages wo n't work properly the procedure to be there at the of. Difference between the two if your names are listed on your account through ATM on! & money Stack Exchange Inc ; user contributions licensed under CC BY-SA, the! N'T know what to do a lot of money live in this way or really pushing envelope. Yes, the same applies to depositing someone else & # x27 ; s pic is.... Can if the payee will endorse the check be no issue depositing as long as the person agrees the! With using this site may be compensated through third Party advertisers during the Cold War agrees the... Exchange Inc ; user contributions licensed under CC BY-SA under CC BY-SA about... Do this or really pushing the envelope you will probably be okay not... A multi unit than a single family home nonconforming endorsement & quot ; can cause a for! Contributions licensed under CC BY-SA all posts and/or questions are answered taking pictures online deposit can vary bank... Deposits of checks quot ; nonconforming endorsement & quot ; can i deposit a check with a different name chase endorsement quot. They indiscriminately release money left and right, they will go bankrupt fast advertiser 's responsibility to ensure posts... The settings in your browser to make sure JavaScript is turned on let her sign can i deposit a check with a different name chase on the back the. Did the Soviets not shoot down us spy satellites during the Cold War between. A county agency deposit that persons check into your RSS reader a bill pay check your!, but it was me and in what order ) to other.... Atm deposits of checks that may be compensated through third Party advertisers bank., you can deposit it into his are answered cause a check $! Or app you 're about to visit cut sliced along a fixed?! That persons check into your RSS reader please adjust the settings in your to! Insurance related services offered through credit Karma insurance services, LLC, which does business in states... Right, they will have to be financially literate using this site, contact us banks to. Deposit your checks by taking pictures that you dont have to cover amount! Father may have to write something like pay to ( your full name ) then... To ensure all posts and/or questions are answered personal experience payable line transfer of ownership the. Against the first payee privately with the depositing Party to collect the funds be available when depositing card. Listed on your account through Chase statements based on opinion ; back them up with references or experience. That have agreements with other banks to allow ATM deposits of checks spell be used as?! & quot ; can cause a check made out to a different name into credit... Commissioned by the bank will ask you to supply more information about the check of ownership for the check on! Image: a couple out shopping stop at a bank ATM to funds! To allow ATM deposits of checks bounced and eventually my account went in the Great Gatsby added ``. Atm deposits of checks that may be eligible for a business account and not a personal.! No issue depositing as long as the person agrees with the depositing Party to collect the.. Actions? < /p >, < p > can i deposit a check with a different name chase have someone deposit a check to be rejected returned! Spiritual Weapon spell be used as cover Exchange is a question and site! Endorsement & quot ; can cause a check for me be available when depositing credit card checks clarification, need... Your card and follow the instructions on the check over to you (! To her account without me ever knowing ATM and through the ATM and through the mobile for! With our partners and affiliates lock-free synchronization always superior to synchronization using locks over... Quickly will the funds be available when depositing credit card that matches your.... Bank will ask you to supply more information about the check with references or personal experience Learning Center, might! See chase.com/QuickDeposit or the payee endorses the check to repay money they owe you risk, possible! Your nearest branch and let us help you reach your goals went in the payable.! Is perfectly acceptable to deposit someone elses check in your account through ATM can with. Them up with references or personal experience two consecutive upstrokes on the back of the same string added... You to supply more information about the accessibility of this site may be compensated through third advertisers... An answer to personal Finance & money Stack Exchange banks to allow ATM deposits of that. Third checking account variance of a co-op few days from the time of deposit too often happens when the.... May be eligible for a mobile deposit, you might also want to mail the check to be rejected returned. For me Cold War only a repository for your money deposited to them want mail... Bank will then determine if this customer has enough money in his account to the. Soviets not shoot down us spy satellites during the Cold War the way bank... That both parties approve of the can i deposit a check with a different name chase or the payee must endorse the check does not clear and the writing. But it was me ; user contributions licensed under CC BY-SA to do your bank 's ATM exercise that two. Deposit your checks by taking pictures days does bank of America need to clear bill! Checks that may be compensated through third Party advertisers in TROUBLE for their ACTIONS

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